The Just Word Podcast
Welcome to The Just Word, Justwealth’s new podcast hosted by former BNN Host & CNBC OnAir Editor, Pat Bolland! This podcast will feature a variety of experts from the Canadian financial services industry discussing a wide range of topics including investments, retirement, tax planning, and much more. Make sure to subscribe to The Just Word on your favourite podcast streaming service to catch future episodes!
Our Host: Pat Bolland
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Episode 52: Profit First
Pat enjoys talking about money management, personal finance and even small business … Rocky Lalvani serves as Chief Profitability Adviser and is a certified Profit First Professional who combines all three.
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Episode 51: Responsible Investing
The investment world is shifting in favour of ESG and responsible investing … but what does that mean? Adelaide Chiu is Head of Responsible Investing & ESG Services at NEI Investments and joins us to explain.
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Episode 50: 2022 in Review
She’s baaaaaaacckk! As you may recall, Frances Horodelski and I worked together at BNN, I consider her one of the best at looking at the market … and she now writes a blog at https://franceshorodelski.com/ … I got to talk to her about the year that was … again! Enjoy!
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Episode 49: Managing Money thru 2022
Ask any investment professional, and 2022 was one tough year! Remnants of COVID, an invasion in Ukraine, inflation and interest rates sky-rocketing … Not a good combination. But James Gauthier, Chief Investment Officer at Justwealth Financial outperformed most of his peers. How?
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Episode 48: Living Your Best Life
Adam Carroll – author of 4 books, including something called ‘the Shred Method’ to eradicate your mortgage … but his real message is as a ‘transformational trainer’ and ‘Building A Bigger Life, Not a Bigger Lifestyle’ … his message – relentlessly pursue your passions, live simply and happily, and make a difference to those around you.
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Episode 47: Making Wine
Ever dreamt of owning a vineyard? Ya … me too. Well we found someone who took their investment expertise and has done exactly that … Graham Rennie is CEO and Founder of Niagara Custom Crush and Founder of Rennie Estate Wines …
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Episode 46: Tax-Efficient Retirement
We’re all so used to saving for retirement, nobody talks about what to do with those savings – decumulating them – tax efficiently. I found an interesting article and discovered software that can help. Ian Moyer is the founder of Cascades Financial Solutions and he has some ideas.
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Episode 45: Personal Private Pensions (PPP)
Historically, many employees had generous pensions that guaranteed lifetime retirement income. Their companies would make significant contributions every year to pay for that. Did you know that your small business could do the same thing for you? A PPP creates a defined benefit pension for small businesses, and JP Laporte of Integris Pension Management joins us to explain how it works.
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Episode 44: Avoiding a Retirement Crisis
Can you imagine getting to retirement and finding out that you’ve made a planning mistake? How do you avoid that? Myron Genyk is co-founder of Evermore Capital and he has a set of rules to follow.
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Episode 43: On Gold
Gold has always been an investment – but it’s also industrial, an inflation fighter, and even jewelry. George Milling Stanley is the Chief Gold Strategist at State Street Global Advisors, one of the biggest investors in gold in the world! He joins us to talk about gold.
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Episode 42: McGill Offers Personal Finance Course
McGill Unversity saw the need for a personal finance course and is offering it to anyone – not just students! Real Estate, investing, savings and more will be covered. Benjamin Croitoru, Associate Professor of Finance, Associate Dean, Undergraduate Programs, Academic Director, McGill Personal Finance Essentials joins us.
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Episode 41: Helping Healthcare Providers Understand Finances
Giacomo Silvestri and Ryan Wells had a passion to help their fellow healthcare workers understand the world of finances. They formed Allied Healthcare – an educational financial podcast. Now they are taking the next step in getting great service to healthcare providers. Tune in to track their progress!
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Episode 40: Use Your Smartphone Video For More
Steve Knifton was in the TV news business – CITY-TV, CBC, Fox – but now teaches how to use your smartphone to produce decent videos!
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Episode 39: Mid-year Market Update
It has NOT been a pretty market – on many fronts – and James Gauthier, Justwealth CIO, gives us his take. He manages the portfolios at Justwealth, who are considered the top robo-advisor in Canada (per Moneysense magazine). And no, James is NOT a robot!
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Episode 38: Estate Planning
It’s one thing to have a will, and another to have an estate plan. David Edey has been in the business for 3 decades, written a book “Executor Help: How to Settle an Estate”, and he shares his insights with us.
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Episode 37: Beaver Tails are Iconic to Canada
Don’t you wish you knew more about Beaver Tails? Now you can – and it’ll leave you salivating! We spoke with their CEO, Pino Di Ioia, about running an operation that is uniquely Canadian.
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Episode 36: The Future of A.I.
Artificial Intelligence – AI to the cognoscenti – seems to be all around. But do we really know what it is and where it’s going? Peter Voss, CEO of AIgo.ai, joins us to provide insight.
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Episode 35: Finding Balance in Personal Finance
Everyone needs a ‘Millionaire Teacher’, but maybe personal finance also needs ‘Balance’. That’s what author Andrew Hallam believes.
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Episode 34: Real Estate As An Investment
Real estate is more than a place to live … is it also a place to invest? Alex Leduc of Perch thinks of it as a way to build wealth.
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Episode 33: The Business Side Of Trucking
Trucking has certainly been in the news recently, but here we discuss the business of trucking – logistics in particular – that is separated from the politics. Justin Sky, co-founder of trucking logistics company Rose Rocket, shares his insights on the industry.
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Episode 32: Wills Are Important!
A surprising number of Canadians don’t have a will! Erin Bury of Willful joins us to talk about that and what those people should be doing about it.
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Episode 31: Learning About Investing And Business
Lou Schizas is a veteran of business media and has also taught business to others. He shares with us some of the advice he’s doled out over the years in investing, as well as other business!
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Episode 30: Giving A Voice To The Animal World
Jo-Anne McAthur is an award-winning photojournalist, sought-after speaker, author, and the founder of We Animals Media. She has been documenting the plight of animals on all seven continents for almost two decades. This is an interesting business!
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Episode 29: It’s RRSP Season!
February is RRSP season and investors often have lots of questions. Justwealth President and co-founder, Andrew Kirkland, joined us to address those concerns in a special Instagram Live event.
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Episode 28: Personal Finance Tactics For The Real World
Economic, social and technological changes have complicated personal finance. Erica Alini is the author of ‘Money Like You Mean It, Personal Finance Tactics for the Real World’. She gives us practical tips on how millennials and Gen Z can achieve middle-class financial goals despite the challenges they face.
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Episode 27: Justwealth 2021 Review & 2022 Outlook
2021 was one of the best for stock markets and one of the worst for bond markets – how do we manage that? And how do we prepare for 2022? Our guest, James Gauthier, is Chief Investment Officer at Justwealth Financial. He’s been doing this for quite a while and knows a thing or two!
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Episode 26: 2021 In Review
Frances Horodelski and our host, Pat, worked together at BNN. He considers her to be one of the best at analyzing the market. And she now writes a blog (www.franceshorodelski.com). We got to speak with her about the year that was!
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Episode 25: Let’s Talk RESPs
The RESP has been around for a while, but there have been changes that you need to know about, including how to make the biggest contribution possible. Andrew Kirkland, President of Justwealth and father of three, knows this stuff cold! And it’s also on the website at https://www.justwealth.com/resp/
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Episode 24: Are Baby Boomers Ready To Retire?
As baby boomers hit retirement age, are they ready? Michael Nicin, who is with the National Institute on Aging, a think-tank that is part of Ryerson University, shares his thoughts.
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Episode 23: Women In The Investing World
Finance and investing have long been the bastion of males, but women are increasingly becoming a force in their own right! Paulette Filion is with StrategyMarketing.ca and explains why and how that can happen.
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Episode 22: The Wisest Investment: Your Kids
Robin Taub has written a book, The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart For Life, which is a practical guide that readers love. Given that November is Financial Literacy Month, we explored her thoughts on the subject!
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Episode 21: Getting Into Financial Planning
Mike Fox saw an industry that needed to adapt to changing times. He took a leap and founded YourPlanFinancial.ca to help people who just weren’t getting the financial attention they needed.
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Episode 20: Women And Money
Melanie Rousseau, AKA the “Money Mama”, went through a tough time in her life – and decided to do something about it. In particular, to help other women who may face the same challenges. And help them come to terms with their finances.
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Episode 19: Truth, Reconciliation, Forgiveness & The Business Of Music
Multi-Juno Award winner, Susan Aglukark, has told stories through song for more than 3 decades. She’s taken her success and turned it towards helping her people. We began by discussing her latest work, titled ‘Forgiveness’, and we squeezed-in some business talk, too!
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Episode 18: Beating The Bank
Larry Bates, a former broker, knows a thing or two about how the banks and investing work. He wrote a book about it and he joined us to talk about #BeatingTheBank!
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Episode 17: Accounting In A Pandemic Era
Harrison White is going through some changes this year, moving west, and moving his business online – in part in response to the pandemic. But accounting is more than bookkeeping – it’s also about helping people see into their future. And he’s developing software-as-a-service.
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Episode 16: The business of Olympic Sports
In the world of track and field, Angela Whyte is well known – 3 Olympics representing Canada, medals In the Commonwealth and Pan-Am games in 100 meter hurdles – but beyond the track, how did she pay for her passion? The business of sports is our topic for this episode.
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Episode 15: NFT’s (non fungible tokens) are HOT
Jon Dwyer runs Wondr Gaming – and they do a lot with NFT’s. What are those, you ask?
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Episode 14: Life After Hockey
Ryan Walter’s early claim to fame was his NHL playing career with the Montreal Canadiens. Since then he’s had ongoing success on several fronts – some including the hockey business and, more recently, using his experience to help others in other business.
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Episode 13: Your Life, Well Spent (pun intended)
It’s one of those things you just have to have – a financial plan! But do you? And what is it?
Sandi Martin of Spring Financial Planning has the answers!
Sandi Martin of Spring Financial Planning has the answers!
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Episode 12: FOMO (fear of missing out) and other emotions
You may think you’re a rational investor – all business. But that may not be the case, as emotions can play a big role in your investing style according to our guest, Lisa Kramer, Professor of Finance at University of Toronto…
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Episode 11: The business of TikTok
Jack Innanen is a star on TikTok with over 2 million followers.
How did he get there, and how does he manage the business of being a celebrity?
How did he get there, and how does he manage the business of being a celebrity?
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Episode 10: Moolala and More!
Bruce Sellery, business guru extraordinaire, is in a new role and is helping Canadians deal with debt!
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Episode 9: Retirement – Heaven or Hell
Mike Drak was a banker for four decades … until he wasn’t. Now he writes about retirement, publishing Victory Lap Retirement and Retirement Heaven or Hell. The focus is not on the plan, but on the approach!
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Episode 8: Want a ‘Sleep-Easy Retirement’?
David Aston is a freelance journalist who writes about personal finance and investments. In his book, The Sleep-Easy Retirement Guide, he answers the 12 biggest questions Canadians face about retirement. It’s one of those books that you can refer back to time again.
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Episode 7: Impressive Performance by Justwealth
James Gauthier is the Chief Investment Officer at Justwealth … and he’s good! Having come from the banks, he now beats them at their own game! Prior to this interview he said that the performance of Justwealth’s funds was, to use his words, “mind-blowing”. And he’s not one to exaggerate.
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Episode 6: A Richly Imagined Future
Robert Gignac has written ‘Rich is a State of Mind’, a light-hearted look at financial planning with the serious message of personal responsibility. Stir in a fair dose of common sense and voila, the magic to a richly imagined future!
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Episode 5: Money & Travel: The Ultimate Pairing
Financial planners are always advocating that we save … but for what? Travel of course! Barry Choi is a planner at ‘Money We Have’ and a travel expert. His ideas are … insightful!
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Episode 4: Findependence or bust!
A veteran journalist, Jonathan Chevreau has more than 4 decades of experience in newspapers and magazines. He’s a book author with titles like Smart Funds, The Wealthy Boomer, Findependence Day, and most recently co-authored Victory Lap Retirement. These days he’s CFO at the Financial Independence Hub. Who better to talk to about the state of the investor!
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Episode 3: Robos have landed! Robos have landed!
Dale Roberts is a champion of Exchange Traded Funds … and he had a role in creating the first robo-advisor.
We talk to the Chief Disruptor at Cut the Crap Investing about robos and the future of investing.
We talk to the Chief Disruptor at Cut the Crap Investing about robos and the future of investing.
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Episode 2: Retirement Planning Overview
Everyone’s retirement planning is different – we all have different goals and lifestyles.
But what are the government backstops? What do we need to think about in putting together a plan?
Malcolm Hamilton joins us to talk retirement.
But what are the government backstops? What do we need to think about in putting together a plan?
Malcolm Hamilton joins us to talk retirement.
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Episode 1: The Origins of Justwealth
Justwealth is the creation of two investment professionals that shared a dream – they just didn’t know it.
How’d they get together and create one of the top-tier robo-advisors in the country?
How’d they get together and create one of the top-tier robo-advisors in the country?
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This material is for informational purposes and is prepared by Justwealth, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of date of publication and are subject to change. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Justwealth to be reliable and are not guaranteed as to accuracy or completeness. This material may contain ’forward looking’ information that is not purely historical in nature. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the listener. Past performance is not indicative of current or future results. This information provided is neither tax nor legal advice and investors should consult with their own advisors before making investment decisions. Investment involves risk including possible loss of principal.
The provision of investment management and investment advisory services is a regulated activity in Canada, subject to strict rules. For more information on the services offered by Justwealth, please refer to www.justwealth.com.