Easy as 1,2,3.

An effective and efficient process that brings high quality investment management directly to you.

Tell us about yourself

After we learn about your investment objectives, we can recommend a portfolio that is designed to meet your needs.

Invest

Once your account has been set up and funded, your Personal Portfolio Manager will promptly invest the funds in the ETFs in your portfolio.

Keep in touch!

Let us take care of the day-to-day attention that your portfolio requires.  We stand ready to modify or adapt your portfolio as your financial needs change.

Traditional investing: Expensive and inefficient

The traditional investment process involves a series of middlemen, adding layers of costs, bureaucracy and conflicts of interest.
Illustration of the Traditional Investment Process

Justwealth: Low-cost, personalized portfolio management

Justwealth cuts out unnecessary middlemen, making your portfolio more efficient and keeping more of your money working for you.
Justwealth Investing Process

Account types available

Registered Retirement Savings Plan (RRSP)

A Registered Retirement Savings Plan (RRSP) is a personal plan registered with the Canadian federal government allowing you to save for your future on a tax-sheltered basis.

Spousal Registered Retirement Savings Plan

Spousal RRSPs are an effective way to split your taxable income between you and your spouse at retirement. The Income Tax Act allows you to contribute on behalf of your spouse to your RRSP contribution limit for the year.

Registered Retirement Income Fund (RRIF)

A Registered Retirement Income Fund (RRIF) is an extension of your Registered Retirement Savings Plan (RRSP). Your RRSP is used to save for your retirement while a RRIF is used to withdraw income during your retirement.

Tax-Free Savings Account (TFSA)

The Tax-Free Savings Account (TFSA) is a flexible, registered, general-purpose savings vehicle that allows you to earn tax-free investment income to more easily meet lifetime savings needs.

Non-Registered Account

A non-registered plan enables you to invest an unlimited amount of money in investments. Non-Registered plans are not tax sheltered, the income and capital gains must be declared for income tax purposes.

Registered Educational Savings Plan (RESP)

The Registered Education Savings Plan (RESP) is a tax-sheltered plan that can help you save for a child’s post-secondary education.  You could also receive additional grants from the government to invest in a plan.

Locked-In Retirement Account (LIRA)

A Locked-In Retirement Account (LIRA) is an investment account designed specifically to hold locked-in pension funds for former plan members.

Life Income Fund (LIF)

Life Income Funds (LIFs) are a type of locked-in income account, similar to a Registered Retirement Income Fund (RRIF), but with certain restrictions.