Welcome Retirement Income Group clients!
John Baynham and Carte Wealth Management, in partnership with Justwealth, are happy to make Digital Group Savings Plans available to Group Plan Sponsors and their employee members.

Group Savings Plans
Employer Benefits
- Partner with Justwealth – a regulated Portfolio Manager with a fiduciary duty to act in your Employees’ best interests
- Flexible offerings: RRSPs, TFSAs, or both? Voluntary or Mandatory contribution? Matching employer contributions?
- Easy set up: Completely online processes
- Centralized digital hub personalized to your company
- Easy contributions: Optional administration offered by SEB Administrative Services offers direct draw from payroll providers into employee accounts
Employee Benefits
- Automated Portfolio Recommendations
- Investment support from a dedicated Personal Portfolio Manager
- Automatic investment rebalancing
- Low, simple, and transparent fee structure
- Online Processes
Getting Started?
Starting from scratch?
Set up is easy – reach out to a Justwealth representative today
Switching Plans?
Justwealth offers easy online transfer of existing accounts
Have an existing Plan?
Add Justwealth to complement your existing plan
Working with a Group Benefits Advisor?
Justwealth has an Advisor Partnership Program to accommodate them